Privacy Policy

Last updated: 18 Feb 2023

Terri Links Services (“us”, “we”, or “our”) operates the and InsPol.Online websites (the “Service”).

In this Privacy Policy, the term “personal data” refers to any data or information about you from which you can be identified either (a) from that data; or (b) from that data and other information to which we have or is likely to have access.

This Privacy Policy governs our collection, processing and usage of personal data of individuals in compliance with the Personal Data Protection Act 2012 (No. 26 of 2012) of Singapore (“PDPA”). By using the Service, you consent to the data practices described in this statement.

We will not use or share your information with anyone except as described in this Privacy Policy. We do not sell, rent, lease, or release your personal data to third parties. We may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personal data is not transferred to the third party without your explicit consent. In addition, we may share personal data with trusted partners to help us perform statistical analysis, send you email or provide customer support. All such third parties are prohibited from using your personal information except to provide these services to us, and they are required to maintain the confidentiality of your personal data.

We use your Personal Information for providing and improving the Service. By using the Service, you agree and consent to us and affiliates as well as our authorised service providers and relevant third parties collecting, using, disclosing and/or sharing your personal data in the manner set forth in this Privacy Policy.

This Privacy Policy supplements but does not supersede nor replace any other consents which you may have previously provided to us nor does it affect any rights that we may have at law in connection with the collection, use and/or disclosure of your personal data.

For the avoidance of doubt, this Privacy Policy forms a part of the terms and conditions governing your relationship with us and should be read in conjunction with such terms and conditions.

Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible at

Information Collection And Use

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information (“Personal Information”) may include, but is not limited to:

  • Name
  • Email address
  • Telephone number
  • Address
  • Any other information relating to you which you have provided to us in any forms you may have submitted to us, or in other forms of interaction with you.

Purposes for the Collection, Use and Disclosure of Personal Data

InsPol collects, uses and/or discloses your personal data, including any additional information you may subsequently provide, for the following purposes:

  1. a) processing of your application to open an account with us;
  2. b) to contact you and to send notices to you relating to your account and holdings therein;
  3. c) to carry out your instructions or respond to any enquiry from you;
  4. d) to deal with any other matters relating to your account and holdings therein;
  5. e) to form part of the records of the recipient as to the business carried out by it;
  6. f) communicating with you to inform you of changes and updates to our policies, terms and conditions and other administrative information;
  7. g) to observe any legal, government or regulatory requirements of Singapore or other relevant jurisdiction including any disclosure or notification requirements to which any recipient of the data is subject;
  8. h) to satisfy our responsibility relating to ‘Know Your Customer’ (KYC) requirements; and
  9. i) other purposes, directly or indirectly relating to any of the above and our activities (hereinafter collectively referred to as the “Purposes”).

Where you have specifically provided us with consents, we may also collect, use and/or disclose for the following purposes: (i) sending you marketing updates on our services and products; (ii) promoting and administering events, contests and competitions; and (iii) developing marketing programmes.

Your personal data may be disclosed to our related or associated companies, affiliates, delegates, trustee(s), business partners, and/or service providers, or any third party and/or agents (including outsourcing agents and data processors), any and all governmental and/or quasi-governmental departments and/or agencies, regulatory and/or statutory bodies, any court and/or officer of the court for any of the above Purposes or any other purpose for which your personal data was to be disclosed at the time of its collection or any other purpose directly related to any of the above Purposes.

We may also disclose your personal data  to third parties: (a) in the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets; and (b) if we or substantially all of our assets are acquired by a third party, in which case personal data held by it about its clients  will be one of the transferred assets.

Log Data

We collect information that your browser sends whenever you visit our Service (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages and other statistics.


Cookies are files with a small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

We use “cookies” to collect information and to help you personalise your online experience. Cookies on the website may be used to ensure a smooth user experience, perform analytics, and for showing relevant advertisements. Please note that third parties (such as analytics software) may also use cookies, over which we have no control. These cookies are likely to be analytical/performance cookies or targeting cookies. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Service Providers

We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.


The security of your Personal Information is important to us but no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use all commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Under no circumstances shall we be liable regardless of the form of action for any breach of security in connection with your accessing our Services even if we had been advised as to the possibility.

Links To Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children’s Privacy

We do not provide our Services to anyone under the age of 18 (“Children”).

We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we discover that a child under 18 has provided us with Personal Information, we will delete such information from our servers immediately.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time to be consistent with our business purposes and/or to reflect changes in legal or regulatory requirements. We will notify you of any changes by posting the new Privacy Policy on this page.

You are advised to review this Privacy Policy periodically for any changes to be informed of how we are protecting your personal data. Changes to this Privacy Policy are effective when they are posted on this page.

Withdrawal of Consent

If you wish to withdraw your consent to any use or disclosure of your personal data as set out in this Privacy Policy, you may contact the Personal Data Protection Officer by sending an email to:

Please note that if you withdraw your consent to any or all use or disclosure of your personal data (other than for purposes of direct marketing), we may not be able to process your personal data for all of the Purposes.

Access and correction of your personal data

You are responsible for ensuring that the personal data you provide is accurate, complete, and not misleading and that such personal data is kept up to date.

You may access and request for correction of your personal data by contacting the Personal Data Protection Officer, at our office with any enquiries in respect of your personal data via email at: []. We reserve the right to refuse to comply with your request for access or correction to your personal data under the PDPA and if we refuse to comply with such request, you will be informed of such refusal and the reason for the same.

Contact Us

If you have any questions about this Privacy Policy, please contact us.